Fees and Conditions

Accounts

Open a personal account:

Free

Open a business account:

Free

Account maintenance:

Free

Minimum transaction amount:

5 EUR

Maximum transaction volume:

Unlimited, but a limit may still apply based on the customer’s provided financial information.

Transaction fees

SwapinPay: exchange crypto and pay fiat to anyone

Transaction volume

Swapin Fee

Bank transfer fee

Crypto to fiat exchange rate

Transaction volume

From 5 € to 15 000 €

Swapin Fee

1.35%

Bank transfer fee

0.4%

Crypto to fiat exchange rate

Fixed for 30 mins

Transaction volume

Over 15 000 € to 30 000 €

Swapin Fee

1.1%

Bank transfer fee

0.4%

Crypto to fiat exchange rate

Fixed for 30 mins

Transaction volume

Over 30 000 € to unlimited

Swapin Fee

0.8%

Bank transfer fee

0.4%

Crypto to fiat exchange rate

Fixed for 30 mins

SwapinPay fees apply for both personal and business accounts.

SwapinGet: exchange crypto and get fiat on your bank account

Transaction volume

Swapin Fee

Bank transfer fee

Crypto to fiat exchange rate

Transaction volume

From 5 € to unlimited

Swapin Fee

0.8%

Bank transfer fee

0.2%

Crypto to fiat exchange rate

Real-time

SwapinGet fees apply for both personal and business accounts.

SwapinCollect: accept crypto as a business and get fiat on your bank account

Transaction volume

Swapin Fee

Bank transfer fee

Crypto to fiat exchange rate

Transaction volume

From 5 € to 15 000 €

Swapin Fee

1.35%

Bank transfer fee

0.4%

Crypto to fiat exchange rate

Fixed for 30 mins

Transaction volume

Over 15 000 € to 30 000 €

Swapin Fee

1.1%

Bank transfer fee

0.4%

Crypto to fiat exchange rate

Fixed for 30 mins

Transaction volume

Over 30 000 € to unlimited

Swapin Fee

0.8%

Bank transfer fee

0.4%

Crypto to fiat exchange rate

Fixed for 30 mins

SwapinCollect fees apply to a payer, an end customer, who pays a merchant’s invoice.

Supported currencies

Supported Fiat:

EUR, GBP (more to come)

Supported virtual currencies:

Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Dash, TRX, USDC, USDT, Dai, BNB, BUSD

Payment processing times

95% of Swapin crypto-to-fiat transactions are processed in 5 mins or less. However, national bank holidays and weekends might affect the waiting times for non-instant SEPA bank transfers.

Crypto transfer to Swapin

up to 5 mins

Instant SEPA Bank Transfer

up to 5 mins

SEPA Bank Transfer

1 business day

Visit the European Central Bank page to see the interactive map of countries in the Single Euro Payments Area (SEPA).

You can check any IBAN for Instant SEPA support (SCT-inst) on this page.

As stated in our Terms of Service we may ask you additional details about your transactions to comply with AML regulations. Fees for non EEA clients will be calculated based on the use case.

Fees and Conditions

Accounts

Transaction fees

SwapinPay: exchange crypto and pay fiat to anyone

SwapinGet: exchange crypto and get fiat on your bank account

SwapinCollect: accept crypto as a business and get fiat on your bank account

Supported currencies

Payment processing times

Contact us

Swapin office in Tallinn

Sales team | General enquiries

Member of: