Fees and Conditions

Accounts

Open a personal account:
Free
Open a business account:
Free
Account maintenance:
Free
Minimum transaction amount:
5 EUR
Maximum transaction volume:
Unlimited, but a limit may still apply based on the customer’s provided financial information.

Transaction fees

SwapinPay: exchange crypto and pay fiat to anyone

Transaction volume
Swapin Fee
Bank transfer fee
Crypto to fiat exchange rate
Transaction volume
From 5 € to 15 000 €
Swapin Fee
1.35%
Bank transfer fee
0.4%
Crypto to fiat exchange rate
Fixed for 30 mins
Transaction volume
Over 15 000 € to 30 000 €
Swapin Fee
1.1%
Bank transfer fee
0.4%
Crypto to fiat exchange rate
Fixed for 30 mins
Transaction volume
Over 30 000 € to unlimited
Swapin Fee
0.8%
Bank transfer fee
0.4%
Crypto to fiat exchange rate
Fixed for 30 mins

SwapinPay fees apply for both personal and business accounts.

SwapinGet: exchange crypto and get fiat on your bank account

Transaction volume
Swapin Fee
Bank transfer fee
Crypto to fiat exchange rate
Transaction volume
From 5 € to unlimited
Swapin Fee
0.8%
Bank transfer fee
0.2%
Crypto to fiat exchange rate
Real-time

SwapinGet fees apply for both personal and business accounts.

SwapinCollect: accept crypto as a business and get fiat on your bank account

Transaction volume
Swapin Fee
Bank transfer fee
Crypto to fiat exchange rate
Transaction volume
From 5 € to 15 000 €
Swapin Fee
1.35%
Bank transfer fee
0.4%
Crypto to fiat exchange rate
Fixed for 30 mins
Transaction volume
Over 15 000 € to 30 000 €
Swapin Fee
1.1%
Bank transfer fee
0.4%
Crypto to fiat exchange rate
Fixed for 30 mins
Transaction volume
Over 30 000 € to unlimited
Swapin Fee
0.8%
Bank transfer fee
0.4%
Crypto to fiat exchange rate
Fixed for 30 mins

SwapinCollect fees apply to a payer, an end customer, who pays a merchant’s invoice.

Supported currencies

Supported Fiat:
EUR, GBP (more to come)
Supported virtual currencies:
Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Dash, TRX, USDC, USDT, Dai, BNB, BUSD

Payment processing times

95% of Swapin crypto-to-fiat transactions are processed in 5 mins or less. However, national bank holidays and weekends might affect the waiting times for non-instant SEPA bank transfers.

Crypto transfer to Swapin
up to 5 mins
Instant SEPA Bank Transfer
up to 5 mins
SEPA Bank Transfer
1 business day

Visit the European Central Bank page to see the interactive map of countries in the Single Euro Payments Area (SEPA).

You can check any IBAN for Instant SEPA support (SCT-inst) on this page.

As stated in our Terms of Service we may ask you additional details about your transactions to comply with AML regulations. Fees for non EEA clients will be calculated based on the use case.