Crypto Payments for Investment Platforms: How to Accept Crypto Deposits

January 21, 2025
Crypto Payments for Investment Platforms and Financial Apps

By January 2024, the number of global crypto owners had increased to 562 million people, up from 420 million the previous year – and projections for 2025 indicate this figure could exceed 700 million. This growth highlights the increasing adoption of crypto payments and the need for businesses to adapt. Despite this, many investment platforms and financial apps have yet to accept crypto deposits, potentially missing out on engaging with this fast-growing market.

For businesses in the financial sector, the ability to enable crypto payments from customers could be a smart strategy. Here’s why.

Table of Contents:

  1. Why should investment platforms accept crypto?
  2. Challenges of accepting crypto as payment method
  3. How crypto payments work for investment platforms
  4. Benefits of Swapin for businesses
  5. Getting started with crypto deposits
  6. FAQs

Why Should Investment Platforms Accept Crypto?

I Growing Market Opportunity

  • Crypto market capitalization growth: In 2024, the total cryptocurrency market cap increased by + 97.7%, reaching a peak of $3.91 trillion in December (CoinGecko)
  • Transaction volume increase: Cryptocurrency transaction volume hit $10.6 trillion in 2024, a 56% increase compared to previous year (TRM Labs)
  • Rising adoption: With over 560 million crypto owners worldwide, more businesses are now starting to accept crypto as a payment method

II Speed and Convenience

  • 24/7 accessibility: Crypto payments are processed 24/7, offering instant deposits any time of the day, any day of the year
  • Faster funding: Immediate deposit processing allows for faster access to funds for both platforms and their clients, which can make a big difference
  • Easy cross-border payments: Cryptocurrencies eliminates delays and complexities of traditional international payments

III Expanded Customer Base

  • Attract young investors: Studies show that 80% of young millionaires hold cryptocurrencies, with many preferring platforms that support crypto as payment (Nasdaq)
  • Access modern investors: By accepting crypto deposits, businesses can attract this segment of individuals looking for crypto-friendly financial platforms
  • Global reach: Accepting crypto enables platforms to expand their customer base globally, improving accessibility and flexibility for clients across regions

Challenges of Accepting Crypto Deposits

For many businesses, the perceived complexity of accepting crypto payments is a barrier. Concerns about wallets, seed phrases, and price volatility often deter businesses. However, these challenges are easily addressed with the right crypto payment processing partner. Solutions like Swapin’s Payment Link eliminate the need for technical expertise or any crypto handling, providing a simple, secure, and compliant way to accept crypto deposits from clients.

How Do Crypto Payments Work?

Swapin offers a quick and easy way for investment platforms to start accepting crypto deposits, without any integration needed. Here’s how it works:

  1. Set Up Your Account:
    Sign up with Swapin and get your business account verified
  2. Get a Personalized Payment Link:
    Receive a branded payment link that you can share with your clients and include in your platform’s deposit instructions (we also have API integration solutions available if your platform prefers that!)
  3. Clients Pay in Crypto:
    Your customers can use the payment link to fund their accounts using popular cryptocurrencies like Bitcoin (BTC), Ethereum (ETC), USDC, and more
  4. Instant Conversion:
    Swapin receives your client’s cryptocurrency and instantly converts it into traditional currency (for example EUR)
  5. Funds in Your Business Bank Account:
    The converted funds are transferred directly into your company’s bank account. Your business receives the funds without needing to manage crypto or deal with currency conversions yourself!

Example client deposit flow using Swapin’s payment link

Main Benefits for Investment & Financial Platforms

Swapin is a trusted crypto payment processing partner for many financial platforms, offering a secure, compliant, and user-friendly solution to accept crypto deposits:

  • No Crypto Hassle: Your business doesn’t need to handle or store cryptocurrencies. Swapin manages the entire process for you.
  • No Integration Required: Start accepting crypto deposits in as little as 1-2 days, with no technical integration required.
  • Licensed and Secure: Swapin is fully licensed in the EU and audited by Grant Thornton, ensuring compliance and reliability.
  • Instant Conversions & Settlements: Crypto deposits are immediately converted and funds are sent to your bank account.
  • Simple Accounting: All payments are processed with clear descriptions (e.g., “Deposit #12345”). This way, your accounting team can continue using their standard processes without needing crypto knowledge.

Here’s a quick 2-minute video explaining how Swapin’s Payment Link works:

How to Get Started?

Accepting crypto deposits doesn’t need to be complicated. With Swapin’s Payment Link, businesses can begin accepting crypto deposits in just 1-2 days. Here’s how to begin:

  1. Contact Swapin:
    Reach out to discuss your business needs and choose the best solution.
  2. Set Up Your Account:
    Complete the onboarding process with Swapin’s support team guiding you at every step.
  3. Accept Crypto Deposits:
    Share the payment link with your clients and promote your new crypto deposit option.

Frequently Asked Questions (FAQs)

  • Do I need technical expertise to accept crypto deposits? No, Swapin’s Payment Link requires no integration or technical expertise. The process is simple and quick.
  • How is cryptocurrency converted? Swapin instantly converts cryptocurrency into traditional currency (e.g., EUR) at the time of the transaction, protecting your business from any price volatility.
  • What cryptocurrencies can my clients use? Your clients can use popular cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), USDC, BNB, TON and more.
  • How long does it take to start accepting crypto? With Swapin, you can start accepting crypto deposits in as little as 1-2 business days.
  • Do I need a crypto wallet to accept crypto deposits? No, you don’t need a crypto wallet. Swapin handles the conversion of crypto to fiat for you. All payments are converted and directly transferred to your bank account, taking away all the hassle.
  • Is Swapin secure? Yes, Swapin is EU-licensed and audited, ensuring a secure and compliant payment process.

Ready to Accept Crypto Deposits?

The global crypto market is growing rapidly, offering investment platforms a chance to attract modern investors and extend deposit options. With Swapin, you can offer secure, hassle-free crypto deposits without any integration required.

Contact us today at [email protected] to learn more about how Swapin can help your business.


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