The Best Cryptocurrencies for Businesses to Accept in 2025
In recent years, more businesses worldwide have started accepting cryptocurrencies, offering clients an innovative payment option that’s fast, secure, and borderless. With global crypto adoption on the rise, accepting crypto payments is a way for businesses to attract new customers, reduce fees and operational costs, and drive growth.
But with thousands of cryptocurrencies in existence, which ones should businesses focus on? In this article, we’ll look at the best cryptocurrencies for businesses to accept based on their popularity, transaction speed, stability, and real-world business use cases.
Why accept crypto payments?
The appeal of crypto payments lies in their global accessibility, lower fees, and near-instant processing. Crypto payments allow businesses to reach an increasingly growing customer base that prefers to pay with crypto.
Benefits of crypto payments for businesses:
- Global reach – Access a growing market of over 560 million crypto owners worldwide in 2024, predicted to pass 800 million by end of 2025
- Lower transaction fees – Reduce payment processing fees by up to 70% compared to traditional banking
- Faster settlements – Many crypto transactions finalize within minutes, even for international transfers
- Security – Blockchain-based transactions are traceable and irreversible, eliminating chargebacks
Market trends & consumer adoption:
- Cryptocurrency ownership grew by 33% in one year, with a 60% rise in Europe (Triple-A).
- The number of active wallets on major blockchains continues to rise year by year, indicating growing mainstream adoption
- Stablecoin transactions hit $30.5 trillion in 2024 – 7.68% more than the combined transaction volume of Visa and Mastercard (CEX)
- A survey of 7,000 consumers found that 40% would use crypto more often for payments if more businesses accepted it
- The total number of blockchain transactions exceeded 1.1 billion in 2024, reaching new record highs every year (Blockchain)
Best cryptocurrencies to accept in 2025
Each cryptocurrency is distinct and can serve a different purpose. Businesses should prioritize coins based on their transaction speed, fees, and customer demand.
1. Bitcoin (BTC)
- Why BTC? Bitcoin is the most well-known cryptocurrency. It is used for large transactions, especially in high-value industries like luxury goods, real estate, fine art, and aviation.
- Challenges: Slower transactions and higher fees makes it less suitable for smaller, everyday payments.
- Use case: Luxury retailers, car dealerships, and high-end service providers benefit from Bitcoin’s market credibility.
2. Ethereum (ETH)
- Why ETH? Ethereum powers an entire ecosystem of dApps, making it the preferred choice for businesses that integrate blockchain-based applications.
- Challenges: Higher transaction fees during network congestion at peak times.
- Use case: Digital services, tech firms, software companies, and blockchain-based businesses.
3. Stablecoins (USDC, EURC, EURQ)
- Why stablecoins? Pegged to fiat currencies, like USD or EUR, stablecoins offer price stability, making them ideal for businesses concerned with volatility.
- Use case: E-commerce, global businesses, and financial services plaftorms.
4. Solana (SOL)
- Why SOL? Known for its lightning-fast transaction speeds and very low costs, Solana is gaining popularity in payments.
- Use case: Tech companies, e-commerce, gaming.
5. Litecoin (LTC)
- Why LTC? Litecoin offers faster transaction speeds and lower fees compared to Bitcoin.
- Use case: Online retail and smaller businesses looking for fast and cost-efficient crypto payments.
6. Dash (DASH)
- Why DASH? Dash offers enhanced transaction privacy and near-instant payments.
- Use case: Ideal for individuals and businesses valuing privacy and speed in transactions.
7. TRON (TRX)
- Why TRX? TRON is optimized for fast, low-cost transactions, making it a good option for smaller transactions or subscription services.
- Use case: Streaming services, content creators, online marketplaces.
8. XRP (Ripple)
- Why XRP? Optimized for cross-border payments, XRP is ideal for businesses with an international client base.
- Use case: Financial services, remittance companies, and businesses with global operations.
9. Cardano (ADA)
- Why ADA? Cardano is known for its sustainability, scalability, and research-driven development, making it a popular choice for eco-conscious businesses.
- Use case: Businesses emphasizing environmental responsibility or innovation.
11. Toncoin (TON)
- Why TON? Developed by Telegram, TON focuses on ease of use and integration with social media.
- Challenges: Still in the early adoption stages.
- Use case: Businesses in media, marketing, or tech with a young customer base.
How to decide which cryptocurrencies to accept?
Good news – you don’t need to decide!
The best approach is to accept multiple cryptocurrencies using a crypto payment processor that converts them into fiat, like EUR or USD, for you. For example, with Swapin’s Payment Link, businesses can accept crypto payments from clients or business partners, while they receive EUR straight in their bank account. No need to handle or manage crypto yourself.
How to start accepting crypto payments?
It’s very easy. With Swapin, you can accept crypto in just 1 business day – without any technical integrations. Here’s how:
- Step 1: Sign up and complete onboarding
- Step 2: Set up a crypto payment link
- Step 3: Share your payment link and start accepting crypto
- Step 4: Receive EUR directly into your business bank account
Want to see how this works?
Here’s a quick 2-minute video explaining how Swapin’s Payment Link works:
Why use Swapin for crypto payments?
1) No crypto handling required
You don’t need to have knowledge about crypto or even hold a wallet. Our platform handles everything for you, so that your business can receive EUR in your bank account.
2) No extra costs
Your client covers the crypto transaction fees, so your business has no extra costs. You’ll receive the exact invoiced amount every time.
3) Licensed and secure
Swapin operates under EU regulations, holds a valid license, and undergoes audits by Grant Thornton to ensure the highest standards of security and compliance.
4) Simple accounting
Our system automatically converts all payments into Euros and processes them with your requested payment description (for example, invoice #461). This allows your accounting team to maintain their standard workflow.
5) Free and easy setup
No technical expertise or costs needed to get started. You’ll be ready to start accepting crypto payments in one business day.
Frequently Asked Questions (FAQs)
Q: Do I need to hold or manage crypto?
A: No. All payments are automatically converted to EUR and transferred to your bank account, so your business never holds any crypto or needs a crypto wallet.
Q: Are there any additional costs for a business?
A: No, your client pays the crypto transaction fee. Swapin’s Payment Link is free integration and setup for you.
Q: Is it difficult to integrate into my existing payment systems?
A: Not at all. It is designed to integrate easily into your current payment process without requiring technical expertise. You just create a regular invoice for the customer and add a payment link with it.
Q: Is it safe for clients to use Swapin for large transactions?
A: Yes. Swapin is fully licensed, regulated, and audited, providing you with the same level of security and trust as traditional payment processors.
Q: How are the payments converted?
A: Payments are converted to fiat (like EUR) the moment a transaction is made, and deposited directly into your business bank account.
Q: Is Swapin secure and legal?
A: Absolutely. Swapin holds an EU license and is audited by Grant Thornton to ensure security and legal compliance.
The time to accept crypto is now!
With Bitcoin ranking as the 7th largest global asset and stablecoins surpassing traditional payment networks, businesses that integrate crypto now will:
- Expand into new markets
- Benefit from faster, cost-efficient international transactions
- Attract customers who prefer paying with crypto
- Modernize their payment methods
Start accepting crypto payments today – book a free demo call here.
Have questions? Reach out to us at [email protected].
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